Now is the time to plan ahead
Your family’s future is shaped by the plans you make today — and we're with you every step of the way®.
With premiums that fit your budget
¹Based on a $50,000 policy
Accident Protection Insurance helps you plan for the unexpected. If a serious, covered accident were to occur, this policy can provide meaningful financial support to your loved ones in the event of an accidental death — or offer a payout directly to you for a qualifying injury to help with medical bills or other expenses.
With coverage options available from $50,000 to $500,000 and premiums designed to fit your budget, it’s a simple way to add an extra layer of reassurance for your family’s future.
Learn more with this .

Guaranteed acceptance regardless of health
Optional coverage for a loved one
Locked-in rates that never increase
Accident Protection Insurance can provide added financial security that helps protect your household from sudden costs.

Replace lost income
for your family

Cover family
bills and debts

Help with
medical expenses

Supplement existing
life insurance
See how Accident Protection Insurance compares to other Gerber Life products.
issued by Gerber Life Insurance Company
Coverage for qualified accidental death or injury
issued by Gerber Life Insurance Company
Lifelong insurance that builds cash value over time with optional coverage for loved ones
Issued by Western-Southern Life Assurance Company
Life insurance for a set period of time
We're family-focused, making it easier for you to achieve your financial goals and protect your loved ones.
Easy online quote and application process with less hassle and jargon
Solutions that help your family achieve their goals
Knowledgeable customer support when you need it