Name: Digital Will from Fabric by Gerber Life
Brand: Fabric by Gerber Life

Question 1

What is a Digital Will?

Accepted Answer

A Digital Will from Fabric by Gerber Life helps you clearly document your wishes — so loved ones aren’t left guessing during a difficult time. Getting started is simple and free. With a guided online experience, you can create a will at your own pace, review your choices and make updates as life changes.

Question 2

How do I set up a Digital Will?

Accepted Answer

1. Identify your beneficiaries: Usually, people leave their assets to their families, such as a spouse or children. You can also leave your assets to more than one person and decide how to split up your estate. 
 2. Choose a legal guardian for your child: If you have a child, a legal guardian is the person who would take care of your kids if something happened to you and your spouse. 
 3. Identify an executor of your state: Under the supervision of the probate court, your executor ensures all your wishes are carried out. Make sure to check with this individual before you list them as an executor and confirm they have a copy of your will. Executors sometimes do this task for free, but it’s also reasonable for them to be compensated for their efforts (how much can vary by state). 
 4. Consider other wishes: You can include other (often non-binding) wishes in your Digital Will, like who should take care of your pets if you pass or instructions about your funeral. 
 5. Sign your digital will: Your Digital Will needs to be signed to be considered legally binding. Your state may have specific guidelines about what makes a will legal, so make sure you follow their instructions properly. 
 6. Find two witnesses: You’ll need witnesses to sign your will, typically two adults who aren’t mentioned in your will. The number of witnesses can vary depending on your state, so follow your state’s instructions for making your will legal. 
 7. Get your digital will notarized: If your state requires it, get your will notarized. Most states don’t require this step, but you can consult a legal professional about whether to include any other documents, such as a notarized self-proving affidavit.

Question 3

What are the benefits of a will?

Accepted Answer

1. Care for your children 
 2. Guide your family 
 3. Share your estate 
 4. Help with funeral arrangements

Question 4

What's the difference between a will and a last will and testament?

Accepted Answer

The term “will,” as we use it, is interchangeable with “last will and testament.” Both refer to a document that determines what happens to your property if you die.

Question 5

Is a living will different from a will?

Accepted Answer

Yes. A living will, which is sometimes called a healthcare directive, lets your loved ones know about any healthcare decisions that you’d like to be made while you’re alive, in the event that you're unable to communicate those wishes when the time comes.

Question 6

How much does it cost to make a will?

Accepted Answer

If you were to work with an estate planning attorney, your will could cost anywhere from a few hundred to a few thousand dollars. A Digital Will from Fabric by Gerber Life is free and designed for simpler situations, and you can access a copy of your will online through our mobile app. More complex situations may benefit from working with an attorney.

Question 7

Where should I keep my will?

Accepted Answer

You should keep your will somewhere safe where your survivors know how to find it, like a safe, a high shelf in a cabinet or the county clerk's office.

Question 8

How should I choose my beneficiary?

Accepted Answer

Close relatives, like a spouse and kids, are often the top choices for beneficiaries. You can also name friends, a business partner or even charitable organizations as the beneficiary of your will – generally anyone you want.

Question 9

What are the executors’ responsibilities?

Accepted Answer

If you’ve been named the executor of an estate, duties include making sure all of your loved one’s belongings are collected and distributed in accordance with their wishes.

Question 10

Do I need a will if I have a payable-on-death (POD) account?

Accepted Answer

Most people would benefit from both a payable-on-death designation and a will. POD accounts are better for quick cash for people handling your final affairs or counting on money for bills, while your will lets you get into clearer detail about the more nuanced aspects of settling your estate.

Question 11

What’s the difference between a will and a power of attorney?

Accepted Answer

A will explains how you’d like to pass on your assets, while power of attorney documents let someone make legal and financial decisions for you while you’re alive.

Question 12

Can I disinherit someone from my will?

Accepted Answer

It's up to you who to include in your will and who not to include — but there may be some legal limitations in place to protect spouses and minor children. If your goal is to disinherit one of your kids or to give to them unequally, make sure that intention is very clear in your will.

Free Digital Wills

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What is a Digital Will?

We're keeping it simple

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The benefits of a will

Care for your children

Guide your family

Share your estate

Help with funeral arrangements

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Growing up, we always knew they cared.

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It’s easier in the app

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Why Gerber Life?

Trusted partner

Family-focused coverage

Friendly, dependable

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What families have asked

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Now is the time to plan ahead

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Free Digital Wills

What is a Digital Will?

We're keeping it simple

The benefits of a will

Care for your children

Guide your family

Share your estate

Help with funeral arrangements

Growing up, we always knew they cared.

It’s easier in the app

Why Gerber Life?

Trusted partner

Family-focused coverage

Friendly, dependable

What families have asked

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Now is the time to plan ahead